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USD3

USD3
Issuer: 3Jane ›Specialty financeNiche lending outside mainstream corporate credit, such as reinsurance, litigation finance, trade finance and unsecured credit lines.Fintech receivablesFintech receivablesPriced by exchange rateEthereum
Open in 3Jane Share card
SupplySupply on every network, at its own price. Never estimated.
$115M$115,001,984 Onchain supply · 10 Nov, 08:03 UTC
-0.0%-0.023% Onchain supply · 10 Nov, 00:00 UTC since yesterday
30-day yieldLast 30 days’ earnings, as a yearly rate.
6.6%6.5563% Token price · 10 Nov, 08:03 UTC
+2.81+2.8114 pts Token price, Centrifuge · 10 Nov, 00:00 UTC pts vs TreasuriesTokenized T-bills (JTRSY), the low-risk benchmark.
Used in DeFi
$84.2M$84,169,382 Lending venues, onchain balances, Pendle · 10 Nov, 08:01 UTC
73.2%73.1895% Lending venues, onchain balances, Pendle · 10 Nov, 08:01 UTC of supply · 4 markets
Borrowed against USD3 or its PT
$53.0M$53,036,554 Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
$10.2M$10,214,994 Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC against USD3 itself · Morpho
About this data

Used in DeFi. Collateral posted in lending markets, plus balances held in Pendle and in vaults. PT-USD3 posted as collateral is the same USD3 Pendle holds, so it is counted once, under Pendle.

Where it’s used

USD3 posted as collateralWhat a borrower locks in a lending market to secure a loan. or held by Pendle and vaults, share by venue
10 Nov 2026, 08:01 UTC
Pendle and vaults 86.1%86.1376% Lending venues, onchain balances, Pendle · 10 Nov, 08:01 UTCMorpho 13.9%13.8624% Lending venues, onchain balances, Pendle · 10 Nov, 08:01 UTC
About this data

Shares. This venue’s share of the USD3 used in DeFi.

Markets that take USD3

Largest first. Each row opens the market in the protocol’s own app.
MarketCollateralWhat a borrower locks in a lending market to secure a loan.BorrowedMax LTVLoan-to-value: most you can borrow per collateral dollar.Borrow rateYearly borrow rate, variable unless marked fixed.Open
Morpho · EthereumPT-USD3-17DEC2026, borrow USDC$22.6M$22,644,986 Morpho · 10 Nov, 08:01 UTC$17.3M$17,331,604 Morpho · 10 Nov, 08:01 UTC86%Morpho · 10 Nov, 08:01 UTC10.12%10.1177% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Morpho · EthereumPT-USD3-17DEC2026, borrow USDT$16.3M$16,264,881 Morpho · 10 Nov, 08:01 UTC$13.6M$13,616,905 Morpho · 10 Nov, 08:01 UTC91.5%Morpho · 10 Nov, 08:01 UTC5.25%5.2455% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Morpho · EthereumPT-USD3-17DEC2026, borrow USDC$16.0M$15,974,357 Morpho · 10 Nov, 08:01 UTC$11.9M$11,873,051 Morpho · 10 Nov, 08:01 UTC86%Morpho · 10 Nov, 08:01 UTC9.50%9.5031% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Morpho · Ethereumborrow USDC$11.7M$11,667,920 Morpho · 10 Nov, 08:01 UTC$10.2M$10,214,994 Morpho · 10 Nov, 08:01 UTC91.5%Morpho · 10 Nov, 08:01 UTC6.72%6.7219% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Every market that takes it · lending markets on Morpho, Kamino, Aave, Euler and Curvance

Yield in context

30-day yield from the token’s exchange rate
USD330-day yield, above
Specialty credit, average7.39%7.3877% Token price · 10 Nov, 08:03 UTC
Tokenized Treasuries3.74%3.7449% Centrifuge · 10 Nov, 00:00 UTC
About this data

Specialty credit, average. Average yield of tokens with a known onchain value, weighted by that value.

How to get out

Fastest route first
Exit guide →
  1. Swap on a DEXAn onchain pool you can swap in and out of.
    Curve USD3/frxUSD pool ↗. Minutes. Market price, which can sit below the token’s value.
  2. Redeem with 3Jane
    Through 3Jane’s own redemption, paid at the token’s exchange rateUnderlying per token. Rises as interest accrues.. Confirmed: redeem through 3Jane's app.
  3. Exit desk
    No desk lists USD3 yet.

About

What it is
Lends USDC mainly to US fintech lenders (trade credit, inventory and consumer loans via Slope, Settle and LendSwift), plus a small book of unsecured credit lines. Junior sUSD3 takes losses first, then senior USD3. Junior tranche: sUSD3
Issuer
3Jane · 2Token registry · 9 Nov, 00:00 UTC tokens
Credit type
Specialty finance
Collateral
Fintech receivables
Price source
Exchange rate (ERC-4626)
Chains
Ethereum
Contract
0x056b…5ecc · Ethereum ↗

Share card

For issuers and posts on X
Borrowed against USD3
The figure from the key figures above · 10 Nov 2026
Private Credit Map

Sources: Morpho, Kamino, Aave and Euler APIs, Curvance onchain reader (lending); onchain totalSupply × the token’s own NAV (supply, daily); NAV growth or the issuer’s API (yield). Holders appear here once 3Jane’s addresses are sized.