Subscribe ↗

RWA Backed Lending by Valos

vUSD
Offered by Accountable · Managed by Valos ›Diversified creditA fund or pool that mixes several kinds of private credit.Priced by exchange rateMonad
Open in Accountable Share card
SupplySupply on every network, at its own price. Never estimated.
$106M$106,234,421 Onchain supply · 10 Nov, 08:03 UTC
-0.0%-0.001% Onchain supply · 10 Nov, 00:00 UTC since yesterday
30-day yieldLast 30 days’ earnings, as a yearly rate.
6.5%6.4966% Token price · 10 Nov, 07:48 UTC
+2.75+2.7517 pts Token price, Centrifuge · 10 Nov, 00:00 UTC pts vs TreasuriesTokenized T-bills (JTRSY), the low-risk benchmark.
Used in DeFi
$80.1M$80,107,909 Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
75.4%75.4067% Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC of supply · 2 markets
Borrowed against it
$16.5M$16,472,788 Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
Morpho, Euler
About this data

Used in DeFi. Collateral posted in lending markets, plus balances held in Pendle and in vaults.

Where it’s used

vUSD posted as collateralWhat a borrower locks in a lending market to secure a loan. or held by Pendle and vaults, share by venue
10 Nov 2026, 08:01 UTC
Euler 99.7%99.6719% Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTCMorpho 0.3%0.3281% Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
About this data

Shares. This venue’s share of the vUSD used in DeFi.

Markets that take vUSD

Largest first. Each row opens the market in the protocol’s own app.
MarketCollateralWhat a borrower locks in a lending market to secure a loan.BorrowedMax LTVLoan-to-value: most you can borrow per collateral dollar.Borrow rateYearly borrow rate, variable unless marked fixed.Open
Euler · MonadvUSD / AUSD, borrow AUSD$79.8M$79,845,081 Euler · 10 Nov, 08:01 UTC$16.3M$16,337,986 Euler · 10 Nov, 08:01 UTC90%Euler · 10 Nov, 08:01 UTC11.33%11.3253% Euler · 10 Nov, 08:01 UTCOpen in Euler
Morpho · Monadborrow AUSD$262.8K$262,828 Morpho · 10 Nov, 08:01 UTC$134.8K$134,802 Morpho · 10 Nov, 08:01 UTC91.5%Morpho · 10 Nov, 08:01 UTC7.27%7.2658% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Every market that takes it · lending markets on Morpho, Kamino, Aave, Euler and Curvance

Yield in context

30-day yield from the token’s exchange rate
vUSD30-day yield, above
Diversified credit, average7.75%7.7543% Token price · 10 Nov, 08:03 UTC
Tokenized Treasuries3.74%3.7449% Centrifuge · 10 Nov, 00:00 UTC
About this data

Diversified credit, average. Average yield of tokens with a known onchain value, weighted by that value.

How to get out

Fastest route first
Exit guide →
  1. Redeem with Accountable
    Through Accountable’s own redemption, paid at the token’s exchange rateUnderlying per token. Rises as interest accrues.. Confirmed: periodic redemption windows, up to 30 days.
  2. Exit desk
    No desk lists vUSD yet.

About

What it is
AUSD lent to Valos, which lends to market makers, prime brokers, exchanges and custodians, backed by their receivables. KYC required; open to non-US professional and US accredited investors; 100,000 AUSD minimum.
Issuer
Accountable · 2Token registry · 9 Nov, 00:00 UTC tokens
Credit type
Diversified
Price source
Exchange rate (ERC-4626)
Chains
Monad
Contract
0x8d3f…c365 · Monad

Share card

For issuers and posts on X
Borrowed against vUSD
The figure from the key figures above · 10 Nov 2026
Private Credit Map

Sources: Morpho, Kamino, Aave and Euler APIs, Curvance onchain reader (lending); onchain totalSupply × the token’s own NAV (supply, daily); NAV growth or the issuer’s API (yield). Holders appear here once Accountable’s addresses are sized.