PayFi Strategy Token

PST
Issuer: Huma ›Asset-backed creditLoans backed by assets like receivables, cars or property.Priced by oracle3 chains
SupplySupply on every network, at its own price. Never estimated.
$386M$386,324,991 Onchain supply · 10 Nov, 08:03 UTC
+0.2%+0.160% Onchain supply · 10 Nov, 00:00 UTC since yesterday
30-day yieldLast 30 days’ earnings, as a yearly rate.
7.9%7.9263% Token price · 10 Nov, 07:48 UTC
+4.18+4.1815 pts Token price, Centrifuge · 10 Nov, 00:00 UTC pts vs TreasuriesTokenized T-bills (JTRSY), the low-risk benchmark.
Used in DeFi
$168M$167,965,900 Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
43.5%43.4779% Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC of supply · 7 markets
Borrowed against it
$119M$118,902,962 Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
Morpho, Kamino
About this data

Used in DeFi. Collateral posted in lending markets, plus balances held in Pendle and in vaults.

Where it’s used

PST posted as collateralWhat a borrower locks in a lending market to secure a loan. or held by Pendle and vaults, share by venue
10 Nov 2026, 08:01 UTC
Morpho 81.6%81.5745% Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTCKamino 18.4%18.4255% Morpho, Kamino, Aave, Euler, Curvance · 10 Nov, 08:01 UTC
About this data

Shares. This venue’s share of the PST used in DeFi.

Markets that take PST

Largest first. Each row opens the market in the protocol’s own app.
MarketCollateralWhat a borrower locks in a lending market to secure a loan.BorrowedMax LTVLoan-to-value: most you can borrow per collateral dollar.Borrow rateYearly borrow rate, variable unless marked fixed.Open
Morpho · Ethereumborrow PYUSD$112M$112,358,695 Morpho · 10 Nov, 08:01 UTC$75.6M$75,639,952 Morpho · 10 Nov, 08:01 UTC86%Morpho · 10 Nov, 08:01 UTC6.71%Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Kamino · Huma Marketborrow USDC, USDS, USDG$22.0M$21,980,744 Kamino · 10 Nov, 08:01 UTC$16.6M$16,620,248 Kamino · 10 Nov, 08:01 UTC82%Kamino · 10 Nov, 08:01 UTC7.24%7.2385% Kamino · 10 Nov, 08:01 UTCOpen in Kamino
Morpho · Ethereumborrow USDC$18.6M$18,572,798 Morpho · 10 Nov, 08:01 UTC$14.7M$14,660,046 Morpho · 10 Nov, 08:01 UTC86%Morpho · 10 Nov, 08:01 UTC8.35%8.3457% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Kamino · Sentora Huma PST Marketborrow PYUSD$9.0M$8,967,897 Kamino · 10 Nov, 08:01 UTC$7.1M$7,098,162 Kamino · 10 Nov, 08:01 UTC84%Kamino · 10 Nov, 08:01 UTC6.26%6.2643% Kamino · 10 Nov, 08:01 UTCOpen in Kamino
Morpho · Ethereumborrow AUSD$5.3M$5,327,773 Morpho · 10 Nov, 08:01 UTC$4.3M$4,277,942 Morpho · 10 Nov, 08:01 UTC86%Morpho · 10 Nov, 08:01 UTC6.62%6.6156% Morpho · 10 Nov, 08:01 UTCOpen in Morpho
Showing the 5 largest · lending markets on Morpho, Kamino, Aave, Euler and CurvanceAll markets →

Yield in context

30-day yield from the token’s NAV or the issuer’s API
PST30-day yield, above
Asset-backed credit, average6.63%6.6253% Token price · 10 Nov, 07:49 UTC
Tokenized Treasuries3.74%3.7449% Centrifuge · 10 Nov, 00:00 UTC
About this data

Asset-backed credit, average. Average yield of tokens with a known onchain value, weighted by that value.

How to get out

Fastest route first
Exit guide →
  1. Swap on a DEXAn onchain pool you can swap in and out of.
    Minutes, where a pool holds it. Market price, which can sit below the token’s value.
  2. Redeem with Huma
    Through Huma’s own redemption, paid at the token’s NAVNet asset value: one token’s worth by the issuer’s books.. Timing, minimums and who may redeem are set by Huma.
  3. Exit desk
    No desk lists PST yet.

About

What it is
—No description on file yet
Issuer
Huma · 1Token registry · 9 Nov, 00:00 UTC token
Credit type
Asset-backed
Price source
oracle (Morpho, feed 0x39228d120b999e6f6918df162cef928beb954448): valued with the price feed its Morpho market uses
Chains
Solana, Ethereum, Arc
Contract
0x22ae…d4c7 · Ethereum ↗

Share card

For issuers and posts on X
Borrowed against PST
The figure from the key figures above · 10 Nov 2026
Private Credit Map

Sources: Morpho, Kamino, Aave and Euler APIs, Curvance onchain reader (lending); onchain totalSupply × the token’s own NAV (supply, daily); NAV growth or the issuer’s API (yield). Holders appear here once Huma’s addresses are sized.